We take care of everything for you! Finance 💰 Vehicle Selection 🚘 Your Protection 👍 In-House Finance from 8.95% NZ Nationwide Service
Let Nicole and her team take the hassle out of your next vehicle purchase. We have more than 28 years experience, and are the pioneers of introducing a completely safe and secure online solution to your vehicle and finance needs from the comfort of your home.
Get Your Perfect Car in 3 Simple Steps...
Stuck For Transport – The Car Finance Specialists
We are passionate about offering our customers a premium car buying and finance service and have many years experience servicing rural and regional New Zealand where access to quality motor vehicles and affordable finance is often a little challenging. We focus on finance first and strongly believe that knowing what you can afford up front makes the shopping experience more enjoyable.
We welcome the chance to help you even if any of the following apply:
GOOD CREDIT, MINOR ADVERSE, DEFAULTS OLDER 18 MONTHS or PAID/PAYING DEFAULTS
GOOD BANK CONDUCT IMPORTANT - NO GAMBLING and NO DIRECT DEBIT DISHONOURS
NO CREDIT HISTORY, NO DEPOSIT, SPECIAL SKILLS WORK VISA (3YRS) - NO PROBLEM
MINIMUM INCOME $600+ PER WEEK - AFFORDABILITY IS THE KEY TO SUCCESS
ALL NEW ZEALAND LICENSES - FULL / RESTRICTED / LEARNERS AND SOME INTERNATIONAL OK
MINIMUM AGE 22 YEARS (Younger applicants with guarantor will be considered)
WE OFFER EXCELLENT INTEREST RATES FROM 8.95% (Credit profile will determine rate) No One Size Fits All
What do I need to get started now?
1 x Bank Statement the most recent 90 days or upload now using link attached below
1 x Clear Copy of Driver License or Passport (Feel free to text this to me direct)
1 x Recent proof of address - Phone, Power, Sky, WINZ, IRD, Bank Statement (No older than 2 months)
Our Happy Customers
Frequently Asked Questions
EASY... We have access to over 1200 quality vehicles, there most certainly will be something perfect for you 🙂 You will have 2 options to view. Email would be the easiest option but if you have no email a good quality mobile phone that receives pictures does the job just as well. Full specifications of any vehicle you are considering will be made available to you prior to final selection. We do our very best to only showcase vehicles that we think will fit within your affordable payment range.
Generally a loan will be based on a 36 or 48 month term, depending on the age and mileage of the vehicle and your individual affordability. The best thing is that there are no penalties should you wish to repay your loan earlier than what is specified in your contract. If you have extra money some weeks and wish to pay this against your car, this will be the best way to reduce the term of your loan or take a payment holiday should you need one over holiday periods like Christmas.
It's really quite simple, if you have good credit you will get great rates, often competitive with the current bank rates. If you have some credit blemishes, it will vary based on the extent of your adverse credit. Good credit excellent rate, Adverse credit will be a slightly higher rate. We don't have unreasonable rates, they are in keeping with the bank scale of 8.95% - 21.95%.
Where possible we will protect you against this by offering you "Income Protection Insurance", in any event the most important thing is communication with us and your lender. We will work with you to assist in the rough patches and help get you back on track. Rough patches happen to us sometimes and its important to keep in touch so that we can assist, payments arrangements can be put in place in most cases. Note: Beneficiaries only qualify for cover in the event of death and insurance shortfall. Please call for clarification.
Nicole will call you to discuss Motor Vehicles that suit your needs and budget. She will cover off all loan details including payments and interest rate plus any insurance products that you may need over the course of your loan term.
We are fast and efficient. Most of our customers will know the outcome of their application within 24 hrs. We try to make contact within 1 hour of receiving your information, so you are informed that we have your personal information in our hands. Sometimes further information is required and we will advise you of this as soon as possible.
We deliver as far north as Kaitaia to as far south as Manaia in the southern Taranaki region and all the countryside in between. In the event that we cannot deliver due to high demand, we will fly or bus you to our Auckland offices at our expense.
YES, we only finance vehicles we sell, this is to protect you and us. Ultimately we want to be sure that you get a quality vehicle that we are proud to stand by. As licensed dealers we are accountable when things go wrong, especially within the first 4 weeks after delivery. Therefore we will only sell vehicles that meet our quality standards. Modern cars are full of complicated parts and accessories and sometimes things do go wrong. We make every effort to have our cars AA complied to a very high standard and always have our WOF testing carried out by VTNZ or VINZ as they are accountable for maintaining safety standards and being a regulated body they take their checks seriously.
Our business services, Kaitaia, Kerikeri, Kaikohe, Whangarei, Rodney District, Wellsford, Warkworth, Auckland, Helensville, Coromandel Town, Waihi, Whangamata, Thames, Tairua, Ngatea, Paeroa, Katikati, Tauranga, Papamoa, Whakatane, Opotiki, Te Puke, Waikato, Taranaki, Hamilton, Taupo, Rotorua, Wellington, Feilding, Palmerston North, Hawera, Manaia, Stratford, Inglewood, Matamata, Cambridge and Morrinsville