We Provide Car Finance and Used Cars for Sale Across The Whole of New Zealand for all City, Rural and Regional Clients
Hi, I'm Nicole, let me take the hassle out of your next vehicle purchase. With over 24 years Car Finance and Motor Vehicle Sales under my belt, I have developed an easy way to assist my regional and rural clients when it's time to update their vehicles.
Get Your Perfect Car in 3 Simple Steps...
Stuck For Transport – The Car Finance Specialists
We are passionate about offering our customers a premium car buying and finance service and have many years experience servicing rural and regional New Zealand where access to quality motor vehicles and affordable finance is often a little challenging. We focus on finance first and strongly believe that knowing what you can afford up front makes the shopping experience more enjoyable.
We welcome the chance to help you even if any of the following apply:
GOOD CREDIT, MINOR ADVERSE, OLD PAID DEFAULTS
NO OR LOW DEPOSIT
NO CREDIT HISTORY
MINIMUM INCOME $500 wk
NZ DRIVER LICENSE REQUIRED (Learner Applicants Accepted) – But must work full time
MINIMUM AGE 21 YEARS (Younger applicants with guarantor will be considered)
WE OFFER EXCELLENT INTEREST RATES FROM 9.95% (Credit profile determines rate)
What do I need to get started now?
You can securely submit your proof of income using the link attached at no cost to you at all. Then all I need is your driver license and your on a fast track to your application outcome in under 1 hour… So EASY!
Please Fax: 0800 87 87 88 or Email: firstname.lastname@example.org
1 x Bank Statement the most recent 30 days or upload now using link attached below
1 x Clear Copy of Driver License or Passport (Feel free to text this to me direct)
1 x Recent proof of address
Our Happy Customers
Amazing service first time around and when I needed another vehicle, Nicole remembered me right away and was just as amazing when I was buying my second vehicle! Jerry Mataia
Te Ahu Adams
We absolutely loved our first car but had a wee accident! A year later when we ring you up for help, me and my wife could feel that you were more than happy to help us. You have been a massive help to us and we are very grateful. Thank you again Nicole for the…
Frequently Asked Questions
EASY... We have over 1200 vehicles available, there most certainly will be something perfect for you 🙂 You will have 2 options to view. Email would be the easiest option but if you have no email a good quality mobile phone that receives pictures does the job just as well. Full specifications of any vehicle you are considering will be made available to you prior to final selection. We do our very best to only showcase vehicles that we think will fit within your affordable payment range.
Generally a loan will be based on a 36 or 48 month term, depending on the age and mileage of the vehicle and your individual affordability. The best thing is that there are no penalties should you wish to repay your loan earlier than what is specified in your contract. If you have extra money some weeks and wish to pay this against your car, this will be the best way to reduce the term of your loan or take a payment holiday should you need one over holiday periods like Christmas.
It's really quite simple, if you have good credit you will get great rates, often competitive with the current bank rates. If you have some credit blemishes, it will vary based on the extent of your adverse credit. Good credit excellent rate, Adverse credit will be a slightly higher rate. We don't have unreasonable rates, they are in keeping with the bank scale of 13.95% - 19.95%.
Where possible we will protect you against this by offering you "Income Protection Insurance", in any event the most important thing is communication with us and your lender. We will work with you to assist in the rough patches and help get you back on track. Rough patches happen to us sometimes and its important to keep in touch so that we can assist, payments arrangements can be put in place in most cases. Note: Beneficiaries only qualify for cover in the event of death and insurance shortfall. Please call for clarification.
Nicole will call you to discuss Motor Vehicles that suit your needs and budget. She will cover off all loan details including payments and interest rate plus any insurance products that you may need over the course of your loan term.
We are fast and efficient. Most of our customers will know the outcome of their application within 24 hrs. We try to make contact within 1 hour of receiving your information, so you are informed that we have your personal information in our hands. Sometimes further information is required and we will advise you of this as soon as possible.
We deliver as far north as Kaitaia to as far south as Manaia in the southern Taranaki region and all the countryside in between. In the event that we cannot deliver due to high demand, we will fly or bus you to our Auckland offices at our expense.
YES, we only finance vehicles we sell, this is to protect you and us. Ultimately we want to be sure that you get a quality vehicle that we are proud to stand by. As licensed dealers we are accountable when things go wrong, especially within the first 4 weeks after delivery. Therefore we will only sell vehicles that meet our quality standards. Modern cars are full of complicated parts and accessories and sometimes things do go wrong. We make every effort to have our cars AA complied to a very high standard and always have our WOF testing carried out by VTNZ or VINZ as they are accountable for maintaining safety standards and being a regulated body they take their checks seriously.
Our business services, Kaitaia, Kerikeri, Kaikohe, Whangarei, Rodney District, Wellsford, Warkworth, Auckland, Helensville, Coromandel Town, Waihi, Whangamata, Thames, Tairua, Ngatea, Paeroa, Katikati, Tauranga, Papamoa, Whakatane, Opotiki, Te Puke, Waikato, Taranaki, Hamilton, Taupo, Rotorua, Wellington, Feilding, Palmerston North, Hawera, Manaia, Stratford, Inglewood, Matamata, Cambridge and Morrinsville